Community Focus Personal & Business Banking

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You should consider its appropriateness to your circumstances before acting on this information. Once the Everyday Account is linked to an active home loan the account name will automatically change to Everyday Account (Offset) If you’re planning to travel overseas you may be interested in our Cash Passport.TM

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• Now serving 5.00%# 7‑month and 5.40%# 11‑month Term Deposits for personal and business.
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• It’s about being able to provide a braver banking alternative and protecting our natural heritage long into the future.
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• Take payments quicker and easier with more features in your iOS & Android apps.

Fees and charges apply and may change. Variable interest on your first $30,000 savings with a Life Savings and Choice bank account. If you’d like to earn interest, you can open a savings account at the same time. This offer is not applicable to the Westpac Choice Concession account. At the end of the 12-month period, the monthly Account-Keeping Fee (currently $5) will apply unless the minimum monthly deposit criteria are met.

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To upskill your digital banking and get personal help learning about the best ways to bank online we encourage you to book a complimentary digital banking training session with one of our local bankers by booking a ‘general enquiry’ appointment. Enjoy competitive rates, easy online applications, and local support when you need it. Our innovative internet banking platform and app puts financial control back in your hands and gives you ultimate peace of mind when it comes to your money. That’s why, in addition to online and phone banking services, we also have a number of local and accessible branches across the Northern Rivers NSW and South East Queensland. With branches conveniently located throughout the region, and innovative online banking services, we offer good old-fashioned customer service with all the bells and whistles of a modern bank.

Where can I use StepPay?

Make change happen by adding your voice to thousands of other Australians and New Zealanders. Your time is valuable so we provide the best cash return for it. We pay our respect to First Nations peoples and their Elders, past and present.

You’ll need CommBank app notifications turned on so you know when you’ve received a reply. Get instant help from Ceba in the CommBank app or connect with a specialist who can message you back. Once you’ve downloaded the latest version of the CommBank app, you’ll be able to view the correct StepPay screens.

Now serving 5.00%# 7‑month and 5.40%# 11‑month Term Deposits for personal and business. We pay our respects to elders past, present and emerging, and acknowledge the ongoing connection that Aboriginal and Torres Strait Islander peoples have with Australia’s land and waters. As a B Corp, we’re part of a global community of businesses that meet high standards of social and environment impact.

You can use StepPay for all your spending anywhere in-store and online. Whether it’s paying for a weekend getaway, utility bills, yoga classes or those new shoes you have your eye on. Yes, you can decrease your spend limit in the CommBank app or NetBank. StepPay is a CommBank buy now pay later product. How buy now, pay later can help you break up your everyday costs into more manageable instalments. Full Terms and Conditions will be included at point of application.

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When you apply, we’ll conduct a credit check to make sure StepPay is right for you, and help to determine your StepPay spending limit. If you miss payments on your StepPay account, it may affect your credit score. We look at your accounts and loans with CommBank, as well as any credit products you may have with other financial institutions on your credit file.

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When redeeming travel credits, the entire value of your travel credit wallet will be applied to pay for all or a portion of the booking amount in a single transaction. This applies to the hotel or flight booking amount you pay for excluding any Awards points or travel credits redeemed. This applies to the hotel booking amount you pay for excluding any Awards points or travel credits redeemed. Fees and charges may apply to your linked CommBank repayment account. A late fee of $10 may apply if you miss a repayment, but there are caps in place to minimise the amount of additional fees charged.